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Frequently Asked Questions

01

 WHY SHOULD I USE A MORTGAGE SPECIALIST?
02 HOW MUCH DOES YOUR SERVICE COST ME?
03 WHY DEAL WITH A MORTGAGE SPECIALIST IF I CAN GET MY OWN FINANCING THROUGH A BANK?
04 WHAT ARE THE OTHER COSTS OF BUYING A HOME?
05 HOW DO I START THE APPLICATION PROCESS?
06 WHAT TYPES OF PROPERTIES ARE ELIGIBLE?
07 WHAT LENDERS DO YOU DEAL WITH?
08 HOW MUCH CAN I AFFORD TO PAY FOR A HOME?
09 HOW DOES BANKRUPTCY AFFECT MY ABILITY FOR A MORTGAGE?
10 WHAT IS A PRE-APPROVAL AND HOW DO I GET ONE?
11 ONLINE HOW SECURE IS IT?
12 WHAT IS A CONVENTIONAL MORTGAGE?
13 WHAT IS A HIGH-RATIO MORTGAGE?
14 WHAT IS THE MINIMUM DOWN PAYMENT NEEDED TO BUY A HOME?
15 CAN I GET A MORTGAGE TO PURCHASE A HOME AND MAKE IMPROVEMENTS?
16 HOW WILL CHILD SUPPORT AND ALIMONY AFFECT MY MORTGAGE QUALIFICATION?
17 SHOULD I WAIT FOR MY MORTGAGE TO MATURE?
18 CAN I USE GIFT FUNDS AS A DOWN PAYMENT
19 WHAT IS A HOME INSPECTION AND SHOULD I HAVE ONE DONE?
20 HOW MUCH DOES IT COST TO USE A MORTGAGE SPECIALIST*?
21 WHAT ABOUT PREVIOUS CREDIT PROBLEMS?

 
 


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Servicing Office:
Mortgage Edge
144 Wescar Lane,
Ottawa, Ontario K0A 1L0
Tel: 613.836.1751
Fax: 613.836.5951

*All Mortgages arranged and serviced by Mortgage Edge